Best Investment Strategy For 2010 & Beyond
By [http://ezinearticles.com/?expert=James_Leitz]James Leitz
The best investment strategy for 2010 and beyond is not likely to be the normal investment strategy recommended year after year by many investment firms. Things ARE different this time. Here's your basic investment guide of things to consider going forward.
Year after year the basic investment strategy or asset allocation recommended for most people: 60% stocks and 40% bonds. Stocks or stock funds are the growth element and bonds or bond funds are the safer investment that provides higher income in this asset allocation. In theory, losses in one should be offset by gains in the other. It's time to review your present asset allocation. You might be taking more risk than you think you are.
Sometimes the best investment strategy is aggressive in nature; other times a bit of defense is called for. Rarely does chasing a hot asset class pay off for long. With the stock market up 60% in less than a year and high bond prices (super-low interest rates), that's exactly what many investors are doing. At the same time some are chasing gold at historically high prices, and emerging stock markets that have been on fire (like China).
Your asset allocation has probably changed since you last looked due to fast changing markets. Take a good look, and then decide if your investment strategy is on track at an acceptable level of risk. If you are heavy into either stocks or bonds (or both) you might want to lighten up and diversify more. In 2010 and beyond the investment landscape could change considerably.
What if the financial crisis is not really over, or the U.S. dollar continues to be unstable? What if economic growth fails to materialize or interest rates soar? The USA has not been faced with more economic uncertainty in my time, and I've followed the economy and the markets since 1972. Here's a basic investment guide to avoiding heavy losses should the going get tough again.
If you hold bonds or bond funds consider shortening your maturities and cutting your exposure. For example, if you hold long-term bond funds consider moving to intermediate-term and short-term bond funds. Rising interest rates will send bond prices (values) down, and long-term bonds will get hit the hardest. You will sacrifice higher interest income, but will increase safety with this investment strategy.
Stocks and stock funds may have moved up too far too fast in 2009. Don't chase the stock market unless you want to speculate. Consider lightening up your asset allocation to stocks that closely follow the market in general. It's quite likely that much of this move upward was "window dressing" by large portfolio managers who want to look good at year end. Some of it was no doubt caused by individual investors looking for higher returns in a low-interest-rate environment. Any bad news in 2010 could prompt these same investors to sell and send stock prices down.
Now that you've cut your asset allocation to bond and stock investments in general, where do you put this money? When in doubt CASH is king. Cash refers to safe, liquid investments like savings accounts, short-term CDs, and money market securities. Money market mutual funds are the easiest way for the average investor to put money into money market securities. With short-term interest rates at historical lows many investors have taken money out of these safe investments. If you want to play defense, increase your asset allocation to cash.
For offense consider moving money periodically into a variety of areas often overlooked by average investors... to broaden your diversification. For example, consider stocks in the following specialty sectors: basic materials, natural resources, real estate, foreign securities, and precious metals if you don't already have money there. Mutual funds are available in all the above specialty sectors as well. Invest in increments to smooth out the risk of bad timing.
In times of high uncertainty don't follow the crowd. Your best investment strategy is to survive financially with your investment assets intact. When the dust settles get more aggressive with your asset allocation. Meanwhile, cash is king; and diversify, diversify, diversify.
Article Source: [http://EzineArticles.com/?Best-Investment-Strategy-For-2010-and-Beyond&id=3430135] Best Investment Strategy For 2010 & Beyond
Friday, December 18, 2009
4 Super Investment Opportunities to Maximize Your Cash
4 Super Investment Opportunities to Maximize Your Cash
By [http://ezinearticles.com/?expert=Terry_Gorry]Terry Gorry
Investing is a great way to earn money while it is not being directly used by you. There are many types of investments with varied lengths of time that can prove useful for you.
1. Certificate of Deposit
While you do earn some interest leaving your money in a regular savings account, you do not make nearly as much as if you invest it. One great way to invest is with a T-Bill or a Certificate of Deposit. These are great because they are guaranteed by the government. Also, you can get these for anywhere from three months to a full year. So, if you want to leave your money in one and use it later, you do not have to worry about the maturity date not having been met. However, the longer your investment is for, the greater your interest rate is.
2. Bonds
A bond is a type of investment in which you lend your money to a struggling company or to the government. The interest rate with this depends on the length of the investment term, and level of risk. Investment in a relatively stable company or government is low-risk, so the interest rate will be low as well. However, if you take the higher risk of investing in a less stable company or government, your interest rate can be higher. This all depends on how comfortable you are taking risks. Either way, bonds are a great opportunity to help a struggling country or the government while making a profit.
3. Mutual Funds
Mutual funds are great if you want to invest in more than one thing with little risk. With mutual funds, you invest your money with other investors in many stocks and bonds. Collectively, the investors have one professional manager who makes sure that you are getting your profits. This is a great way to invest because it minimizes loss, should the stocks or bonds take a hit. One drawback is that your investments are in the hands of someone else.
4. Stocks and Shares
When you purchase stocks, you are becoming part owner of a business. The company's profits are often directly reflected in your earnings, and you are allowed to vote in shareholders' meetings. Aside from the company giving dividends, you make money when the value of the stocks rises. This type of investment is great because the potential for gain is tremendous. If you pick out a good up and coming business and purchase stocks while their values are still low, you will be able to sit back and watch the value rise.
There are many ways aside from these to invest, but these are a few great options. Consider investing your money in many different types of investments. Diversification is good for minimizing loss and trying out different types of investments. Investing is a good way to earn extra money and possibly help other businesses and the economy.
Article Source: [http://EzineArticles.com/?4-Super-Investment-Opportunities-to-Maximize-Your-Cash&id=3431187] 4 Super Investment Opportunities to Maximize Your Cash
By [http://ezinearticles.com/?expert=Terry_Gorry]Terry Gorry
Investing is a great way to earn money while it is not being directly used by you. There are many types of investments with varied lengths of time that can prove useful for you.
1. Certificate of Deposit
While you do earn some interest leaving your money in a regular savings account, you do not make nearly as much as if you invest it. One great way to invest is with a T-Bill or a Certificate of Deposit. These are great because they are guaranteed by the government. Also, you can get these for anywhere from three months to a full year. So, if you want to leave your money in one and use it later, you do not have to worry about the maturity date not having been met. However, the longer your investment is for, the greater your interest rate is.
2. Bonds
A bond is a type of investment in which you lend your money to a struggling company or to the government. The interest rate with this depends on the length of the investment term, and level of risk. Investment in a relatively stable company or government is low-risk, so the interest rate will be low as well. However, if you take the higher risk of investing in a less stable company or government, your interest rate can be higher. This all depends on how comfortable you are taking risks. Either way, bonds are a great opportunity to help a struggling country or the government while making a profit.
3. Mutual Funds
Mutual funds are great if you want to invest in more than one thing with little risk. With mutual funds, you invest your money with other investors in many stocks and bonds. Collectively, the investors have one professional manager who makes sure that you are getting your profits. This is a great way to invest because it minimizes loss, should the stocks or bonds take a hit. One drawback is that your investments are in the hands of someone else.
4. Stocks and Shares
When you purchase stocks, you are becoming part owner of a business. The company's profits are often directly reflected in your earnings, and you are allowed to vote in shareholders' meetings. Aside from the company giving dividends, you make money when the value of the stocks rises. This type of investment is great because the potential for gain is tremendous. If you pick out a good up and coming business and purchase stocks while their values are still low, you will be able to sit back and watch the value rise.
There are many ways aside from these to invest, but these are a few great options. Consider investing your money in many different types of investments. Diversification is good for minimizing loss and trying out different types of investments. Investing is a good way to earn extra money and possibly help other businesses and the economy.
Article Source: [http://EzineArticles.com/?4-Super-Investment-Opportunities-to-Maximize-Your-Cash&id=3431187] 4 Super Investment Opportunities to Maximize Your Cash
Top 7 Ways to Invest Your Money During Christmas Season
Top 7 Ways to Invest Your Money During Christmas Season
By [http://ezinearticles.com/?expert=Alexander_Glaser]Alexander Glaser
A very short introduction: When you make an investment you need have your money back -a return of your money or ROI- in a given frame of time and Christmas can give you the opportunity for accomplish this interesting adventure. Relax and read carefully these advices about how to invest during Christmas.
Go ahead: When it comes to invest your money, always you can find several smart ways to get the most out of your personal finances in order you can live better during the forthcoming months or even years. Christmas season as well as Saint Giving is an excellent time to make business and make some profitable investments. In this article I am not only want to talk about how to save money -which is something most people explain- but how you can increase your earnings through gaining some interests of your own funds. We should consider we are slowly returning from times of recession and it is very important now that financial situation has some relief -general economy system more dynamic in relation with last year 2008- you can invest your money during Christmas season. The following are some important ways you can invest your money at some point in this holidays.
1. Buying homes or in real estate market: Everybody knows that in most places of the world -mainly in those where financial crisis affected severely- real estate business is a wonderful opportunity to make a good money. Homes and all kind of properties are gaining more value -they are really recovering its value- and that's why you can buy a home or an apartment and in just 6 months you could obtain up to 20% of its value. This is a great time for that and I personally think you could get the most out from it.
2. Why don't try with CD -Certificate of Deposits? Certificate of deposits is a real good way to invest your money during this season. You could agree an amount and a period of time to get back your money and monthly you will get revenue from your own money.
3. Saving accounts with high interest rates: Saving accounts is a very secure and good way to invest your money during Christmas. Evidently, you should decide if CD or saving accounts is best for you. I recommend certificate of deposits because you could have a larger benefit but this is also a good way to invest your money.
4. Learn everything you can about FOREX: This is a buzzword today and there are several online opportunities to invest your money starting with US$50 or even less. If you practice you could receive several benefits from it.
5. Companies needing an initial investment: Companies from different places around the globe could need people that a make some association. If you consider you can invest, it could be a good way to get back your money and its profitability very soon.
6. Buy and sell Christmas gifts through the Web: This is a good business that you should consider because everybody purchases several things during Christmas.
7. Start a temporary business selling Christmas related items: A temporary business is a good way to invest your money and administrate it by yourself and then, get a good benefit from it.
Article Source: [http://EzineArticles.com/?Top-7-Ways-to-Invest-Your-Money-During-Christmas-Season&id=3431743] Top 7 Ways to Invest Your Money During Christmas Season
By [http://ezinearticles.com/?expert=Alexander_Glaser]Alexander Glaser
A very short introduction: When you make an investment you need have your money back -a return of your money or ROI- in a given frame of time and Christmas can give you the opportunity for accomplish this interesting adventure. Relax and read carefully these advices about how to invest during Christmas.
Go ahead: When it comes to invest your money, always you can find several smart ways to get the most out of your personal finances in order you can live better during the forthcoming months or even years. Christmas season as well as Saint Giving is an excellent time to make business and make some profitable investments. In this article I am not only want to talk about how to save money -which is something most people explain- but how you can increase your earnings through gaining some interests of your own funds. We should consider we are slowly returning from times of recession and it is very important now that financial situation has some relief -general economy system more dynamic in relation with last year 2008- you can invest your money during Christmas season. The following are some important ways you can invest your money at some point in this holidays.
1. Buying homes or in real estate market: Everybody knows that in most places of the world -mainly in those where financial crisis affected severely- real estate business is a wonderful opportunity to make a good money. Homes and all kind of properties are gaining more value -they are really recovering its value- and that's why you can buy a home or an apartment and in just 6 months you could obtain up to 20% of its value. This is a great time for that and I personally think you could get the most out from it.
2. Why don't try with CD -Certificate of Deposits? Certificate of deposits is a real good way to invest your money during this season. You could agree an amount and a period of time to get back your money and monthly you will get revenue from your own money.
3. Saving accounts with high interest rates: Saving accounts is a very secure and good way to invest your money during Christmas. Evidently, you should decide if CD or saving accounts is best for you. I recommend certificate of deposits because you could have a larger benefit but this is also a good way to invest your money.
4. Learn everything you can about FOREX: This is a buzzword today and there are several online opportunities to invest your money starting with US$50 or even less. If you practice you could receive several benefits from it.
5. Companies needing an initial investment: Companies from different places around the globe could need people that a make some association. If you consider you can invest, it could be a good way to get back your money and its profitability very soon.
6. Buy and sell Christmas gifts through the Web: This is a good business that you should consider because everybody purchases several things during Christmas.
7. Start a temporary business selling Christmas related items: A temporary business is a good way to invest your money and administrate it by yourself and then, get a good benefit from it.
Article Source: [http://EzineArticles.com/?Top-7-Ways-to-Invest-Your-Money-During-Christmas-Season&id=3431743] Top 7 Ways to Invest Your Money During Christmas Season
How to Invest Informed
How to Invest Informed
By [http://ezinearticles.com/?expert=James_Leitz]James Leitz
To learn to invest informed and learn how to invest with confidence most people should break the subject down into two parts: investment basics and investing. By tackling topics or articles in the following order you can learn how to invest money as an informed investor without wasting too much time and effort.
First get a handle on basic financial concepts, terms and investment basics. Every investment in the world can be evaluated based on just a few simple characteristics. Don't invest money in anything until you know if it fits YOUR needs for such things as safety, liquidity, growth, and income. Only if you invest informed can you avoid the costly mistakes that are caused by picking an investment that's not right for you.
Then, as a basic investment guide, focus on stocks and bonds because this is where you are most likely to invest money in the future. Once you have a handle on these securities, its time to get familiar with investment markets and how to invest in them. If you don't understand the stock market, for example, your knowledge of stocks (equities) is of little value in the real world of investing.
Learning all about mutual funds should be your next step and shouldn't be difficult now that you know stocks and bonds. After all, these securities are where most mutual funds invest money for their investors. And mutual funds are where most investors invest money in stocks and bonds in 401k plans, IRAs and other accounts. There are thousands of funds to choose from but 99% of them fall into 1 of 4 general categories.
You should also get familiar with other investments like money market securities and annuities before you move from the INVESTMENT GUIDE phase of your education to the INVESTING GUIDE segment. In other words, before you can learn to invest informed you'll need a clear understanding of all of your major investment options and how they compare in terms of their basic investment characteristics. This is not as difficult as it sounds since the universe of investments can be condensed into only 4 different categories or asset classes: cash equivalents (safe, liquid investments), bonds, stocks, and alternative investments.
Investing is the art of putting an investment strategy together and managing your money at a level of risk that's within your comfort level. Once you understand the investment end of things you need a game plan in the form of a complete investment strategy. Asset allocation is the single most important part of any strategy; and your portfolio asset allocation over time will be the main thing that determines your success or failure as an investor. Concentrate on learning asset allocation: how to invest money (in what proportion) across the 4 asset classes mentioned above.
Now you'll also want to learn to apply various investing strategies or tools to help offset risk while earning higher than average investment returns. The two important things to understand when you get started in the learning process are the following. Learning how to invest is easier than you think if you take the subject one step at a time in a logical sequence. Second, learning to invest informed is actually a two step process: learn investment basics, and then learn investing.
Don't get discouraged if you don't understand something in an investing article you are reading. Back up and search for another article that covers the topic or area that confused you. For example, if you are confused by an article on bond funds it's probably because you don't understand bonds in general. Most people don't. Most people don't get much out of an adventure novel, either, if they start reading on page 47.
Take fear and anxiety out of investing. Learn to invest informed.
Article Source: [http://EzineArticles.com/?How-to-Invest-Informed&id=3436454] How to Invest Informed
By [http://ezinearticles.com/?expert=James_Leitz]James Leitz
To learn to invest informed and learn how to invest with confidence most people should break the subject down into two parts: investment basics and investing. By tackling topics or articles in the following order you can learn how to invest money as an informed investor without wasting too much time and effort.
First get a handle on basic financial concepts, terms and investment basics. Every investment in the world can be evaluated based on just a few simple characteristics. Don't invest money in anything until you know if it fits YOUR needs for such things as safety, liquidity, growth, and income. Only if you invest informed can you avoid the costly mistakes that are caused by picking an investment that's not right for you.
Then, as a basic investment guide, focus on stocks and bonds because this is where you are most likely to invest money in the future. Once you have a handle on these securities, its time to get familiar with investment markets and how to invest in them. If you don't understand the stock market, for example, your knowledge of stocks (equities) is of little value in the real world of investing.
Learning all about mutual funds should be your next step and shouldn't be difficult now that you know stocks and bonds. After all, these securities are where most mutual funds invest money for their investors. And mutual funds are where most investors invest money in stocks and bonds in 401k plans, IRAs and other accounts. There are thousands of funds to choose from but 99% of them fall into 1 of 4 general categories.
You should also get familiar with other investments like money market securities and annuities before you move from the INVESTMENT GUIDE phase of your education to the INVESTING GUIDE segment. In other words, before you can learn to invest informed you'll need a clear understanding of all of your major investment options and how they compare in terms of their basic investment characteristics. This is not as difficult as it sounds since the universe of investments can be condensed into only 4 different categories or asset classes: cash equivalents (safe, liquid investments), bonds, stocks, and alternative investments.
Investing is the art of putting an investment strategy together and managing your money at a level of risk that's within your comfort level. Once you understand the investment end of things you need a game plan in the form of a complete investment strategy. Asset allocation is the single most important part of any strategy; and your portfolio asset allocation over time will be the main thing that determines your success or failure as an investor. Concentrate on learning asset allocation: how to invest money (in what proportion) across the 4 asset classes mentioned above.
Now you'll also want to learn to apply various investing strategies or tools to help offset risk while earning higher than average investment returns. The two important things to understand when you get started in the learning process are the following. Learning how to invest is easier than you think if you take the subject one step at a time in a logical sequence. Second, learning to invest informed is actually a two step process: learn investment basics, and then learn investing.
Don't get discouraged if you don't understand something in an investing article you are reading. Back up and search for another article that covers the topic or area that confused you. For example, if you are confused by an article on bond funds it's probably because you don't understand bonds in general. Most people don't. Most people don't get much out of an adventure novel, either, if they start reading on page 47.
Take fear and anxiety out of investing. Learn to invest informed.
Article Source: [http://EzineArticles.com/?How-to-Invest-Informed&id=3436454] How to Invest Informed
The 7 Secrets to Making 1 Million Dollars in the Next 12 Months
The 7 Secrets to Making 1 Million Dollars in the Next 12 Months
By [http://ezinearticles.com/?expert=Gary_John_McGeown]Gary John McGeown
It is a dream for most people to become millionaires in their lives and lead a life of luxury. With the Internet you can make 1 million dollars in the next 12 months. Making 1 million dollars is easy provided that you know the secrets behind it.
Here are the 7 secret ways of making money online:
1. Google AdSense:
Google AdSense is the best way to make 1 million dollars in the next 12 months. But for this you need to have your own web site. With your web site you can participate in the Google AdSense program. You simply have to permit Google to place ads on your web site. Every time a visitor on your web site clicks on the ad, you would get paid.
2. Affiliate Program:
The affiliate program is a simple yet effective way of making 1 million dollars a year. All you need is to promote other products or services and get paid for it. For every sale of the product you promote, you receive commission for it.
3. Domain Names:
Trading domain names is another way that can help you make 1 million dollars. This method is very easy. All you have to do is to buy and trade, that is, buy and sell domain names on the Internet. Your earnings depend on the amount of hard work you put in.
4. Freelance Writing:
Freelance writing requires you to have good writing skills. If you have these skills, freelance writing is a very effective way to earn 1 million dollars. Over the Internet you can find many companies looking for writers to develop content for their web site. The writers are always in demand; thus, you are in a good position to earn money.
5. Blogs:
This technique again requires you to have good writing skills. You can create your own blog, write some content on it, and post it online. You can sell your blog space to advertisers and charge them for it. If your blog is a hit, advertisers will bid to place ads with you. Thus, you have a great chance of making good money.
6. Online Trading:
If you have good trading skills then online trading is the best way by which you can earn 1 million dollars in the next 12 months.
7. Selling Stock Photography:
Selling stock photography on the Internet is another great way to earn 1 million in the next 12 months. Over the Internet there is great demand for good photographs of varying subjects. If you have photographic skills, you have a great chance to earn good money.
Increasing number of Irish individuals have started seeking professional help to obtain secret tips which can help them earn one million dollar in 12 months in Ireland.
Article Source: [http://EzineArticles.com/?The-7-Secrets-to-Making-1-Million-Dollars-in-the-Next-12-Months&id=3384916] The 7 Secrets to Making 1 Million Dollars in the Next 12 Months
By [http://ezinearticles.com/?expert=Gary_John_McGeown]Gary John McGeown
It is a dream for most people to become millionaires in their lives and lead a life of luxury. With the Internet you can make 1 million dollars in the next 12 months. Making 1 million dollars is easy provided that you know the secrets behind it.
Here are the 7 secret ways of making money online:
1. Google AdSense:
Google AdSense is the best way to make 1 million dollars in the next 12 months. But for this you need to have your own web site. With your web site you can participate in the Google AdSense program. You simply have to permit Google to place ads on your web site. Every time a visitor on your web site clicks on the ad, you would get paid.
2. Affiliate Program:
The affiliate program is a simple yet effective way of making 1 million dollars a year. All you need is to promote other products or services and get paid for it. For every sale of the product you promote, you receive commission for it.
3. Domain Names:
Trading domain names is another way that can help you make 1 million dollars. This method is very easy. All you have to do is to buy and trade, that is, buy and sell domain names on the Internet. Your earnings depend on the amount of hard work you put in.
4. Freelance Writing:
Freelance writing requires you to have good writing skills. If you have these skills, freelance writing is a very effective way to earn 1 million dollars. Over the Internet you can find many companies looking for writers to develop content for their web site. The writers are always in demand; thus, you are in a good position to earn money.
5. Blogs:
This technique again requires you to have good writing skills. You can create your own blog, write some content on it, and post it online. You can sell your blog space to advertisers and charge them for it. If your blog is a hit, advertisers will bid to place ads with you. Thus, you have a great chance of making good money.
6. Online Trading:
If you have good trading skills then online trading is the best way by which you can earn 1 million dollars in the next 12 months.
7. Selling Stock Photography:
Selling stock photography on the Internet is another great way to earn 1 million in the next 12 months. Over the Internet there is great demand for good photographs of varying subjects. If you have photographic skills, you have a great chance to earn good money.
Increasing number of Irish individuals have started seeking professional help to obtain secret tips which can help them earn one million dollar in 12 months in Ireland.
Article Source: [http://EzineArticles.com/?The-7-Secrets-to-Making-1-Million-Dollars-in-the-Next-12-Months&id=3384916] The 7 Secrets to Making 1 Million Dollars in the Next 12 Months
One Million Dollars in 24 Hours - Can This Really Happen With Internet Marketing Online?
One Million Dollars in 24 Hours - Can This Really Happen With Internet Marketing Online?
By [http://ezinearticles.com/?expert=Tyler_A_Pratt]Tyler A Pratt
Do you want to know how the top internet marketers can make 1 million dollars in 24hrs? I know, its one of those get rich quick deals huh? That's the first thing that goes through my mind when I read the question above. Its impossible as most of my friends would say.
Internet marketers that make 1 million in 24hrs have a huge subscriber opt-in email list. When a new product is created, like a video course, a marketing course the marketer sends out an email, and with in 24hrs a million dollars in sales happen. Well this only has happened to 1 Marketer that I know of.
Now lets come back to earth, you and I may never even come close to achieving that much success, but we can sure have fun trying. It all starts with an opt-in list. What is an opt-in list? A list of names and emails that have been collected over the period of a couple years. It takes time to build a big list, but when its built you can see great success.
Why would we want to even use an opt-in list? An opt-in list is a targeted list of emails that are people who are hungry to buy any new products that you create. This list is mostly people with similar interests. And that makes it very productive when you send out an email.
The best way to use your list is with a third party software company. You can set up a squeeze page, and on that page will be information about your product. If you want to collect an email then you should give something away for free. A free ebook, manual, or 7 day course will be great to give away free, in return for that email.
Most people ask me "Tyler why use a 3rd party email system?" and I tell them that it's the most important part of a successful email campaign. Example of a third party system is aweber.com. This company will handle all the collection of your emails and sending out your autoreponders. Now the most important part is aweber always gets past the junk folders and into the inbox. This is big because every other system to send out autoresponders will end up collecting in the junk folder and never get opened by the user. So if want to be a big success online then the opt-in list is the most important part. But now you should get the tools to make big money from your new opt-in list.
Article Source: [http://EzineArticles.com/?One-Million-Dollars-in-24-Hours---Can-This-Really-Happen-With-Internet-Marketing-Online?&id=3437624] One Million Dollars in 24 Hours - Can This Really Happen With Internet Marketing Online?
By [http://ezinearticles.com/?expert=Tyler_A_Pratt]Tyler A Pratt
Do you want to know how the top internet marketers can make 1 million dollars in 24hrs? I know, its one of those get rich quick deals huh? That's the first thing that goes through my mind when I read the question above. Its impossible as most of my friends would say.
Internet marketers that make 1 million in 24hrs have a huge subscriber opt-in email list. When a new product is created, like a video course, a marketing course the marketer sends out an email, and with in 24hrs a million dollars in sales happen. Well this only has happened to 1 Marketer that I know of.
Now lets come back to earth, you and I may never even come close to achieving that much success, but we can sure have fun trying. It all starts with an opt-in list. What is an opt-in list? A list of names and emails that have been collected over the period of a couple years. It takes time to build a big list, but when its built you can see great success.
Why would we want to even use an opt-in list? An opt-in list is a targeted list of emails that are people who are hungry to buy any new products that you create. This list is mostly people with similar interests. And that makes it very productive when you send out an email.
The best way to use your list is with a third party software company. You can set up a squeeze page, and on that page will be information about your product. If you want to collect an email then you should give something away for free. A free ebook, manual, or 7 day course will be great to give away free, in return for that email.
Most people ask me "Tyler why use a 3rd party email system?" and I tell them that it's the most important part of a successful email campaign. Example of a third party system is aweber.com. This company will handle all the collection of your emails and sending out your autoreponders. Now the most important part is aweber always gets past the junk folders and into the inbox. This is big because every other system to send out autoresponders will end up collecting in the junk folder and never get opened by the user. So if want to be a big success online then the opt-in list is the most important part. But now you should get the tools to make big money from your new opt-in list.
Article Source: [http://EzineArticles.com/?One-Million-Dollars-in-24-Hours---Can-This-Really-Happen-With-Internet-Marketing-Online?&id=3437624] One Million Dollars in 24 Hours - Can This Really Happen With Internet Marketing Online?
Find Unclaimed Money, and Make Thousands Per Month With This Insider Loophole
Find Unclaimed Money, and Make Thousands Per Month With This Insider Loophole
By [http://ezinearticles.com/?expert=Maggie_Dawson]Maggie Dawson
If you've always lusted after the huge paydays that come from real estate investments, but hate the thought of owning property, you're in luck - and it's all thanks to the crappy economy we're enjoying right now. As more and more real estate is being foreclosed on, your opportunity to find unclaimed money and cash in on huge finder's fees is skyrocketing.
If you've been exposed to the concept of "money finding" in the past, it probably hasn't enthralled you much. That is because when most people find unclaimed money, it's on the state's "treasure hunt" website and for only 75 bucks, from an old utility deposit or something. These are not the funds that are going to make you huge fees, for obvious reasons - they're usually not for much money, anyone can find them by searching state websites, and on top of that, most states limit the fees you can charge people to find unclaimed money at only around 10% or so.
A loophole to these laws exists, and it's a big one. Funds held outside these state agencies are generally not subject to those finder's fee caps - and guess what? Real estate overages are created outside the state level. Getting excited? You should be. We're talking tax sale and mortgage foreclosure overages, and those run into the tens of thousands of dollars daily.
If you find unclaimed money like overbids and surpluses created by the sale of real estate, you stand to make an easy five figure per month income legally charging 30-50% per transaction. All you've got to do is find the funds, find the owners, and get them under contract to allow you to assist in recovering the funds, and you'll have a lucrative home-based business where you can sleep until noon if you like.
Best of all? You help people get a windfall of money they likely would have eventually lost to the government otherwise.
Article Source: [http://EzineArticles.com/?Find-Unclaimed-Money,-and-Make-Thousands-Per-Month-With-This-Insider-Loophole&id=3447356] Find Unclaimed Money, and Make Thousands Per Month With This Insider Loophole
By [http://ezinearticles.com/?expert=Maggie_Dawson]Maggie Dawson
If you've always lusted after the huge paydays that come from real estate investments, but hate the thought of owning property, you're in luck - and it's all thanks to the crappy economy we're enjoying right now. As more and more real estate is being foreclosed on, your opportunity to find unclaimed money and cash in on huge finder's fees is skyrocketing.
If you've been exposed to the concept of "money finding" in the past, it probably hasn't enthralled you much. That is because when most people find unclaimed money, it's on the state's "treasure hunt" website and for only 75 bucks, from an old utility deposit or something. These are not the funds that are going to make you huge fees, for obvious reasons - they're usually not for much money, anyone can find them by searching state websites, and on top of that, most states limit the fees you can charge people to find unclaimed money at only around 10% or so.
A loophole to these laws exists, and it's a big one. Funds held outside these state agencies are generally not subject to those finder's fee caps - and guess what? Real estate overages are created outside the state level. Getting excited? You should be. We're talking tax sale and mortgage foreclosure overages, and those run into the tens of thousands of dollars daily.
If you find unclaimed money like overbids and surpluses created by the sale of real estate, you stand to make an easy five figure per month income legally charging 30-50% per transaction. All you've got to do is find the funds, find the owners, and get them under contract to allow you to assist in recovering the funds, and you'll have a lucrative home-based business where you can sleep until noon if you like.
Best of all? You help people get a windfall of money they likely would have eventually lost to the government otherwise.
Article Source: [http://EzineArticles.com/?Find-Unclaimed-Money,-and-Make-Thousands-Per-Month-With-This-Insider-Loophole&id=3447356] Find Unclaimed Money, and Make Thousands Per Month With This Insider Loophole
Sunday, October 18, 2009
Where Do I Invest in a Recession?
Where Do I Invest in a Recession?
By [http://ezinearticles.com/?expert=Mike_Singh]Mike Singh
It might seem counterintuitive to invest in a down economy but you are actually making a smart decision when you invest during the recession for many reasons. First, you are providing fresh capital to the economy, which will eventually rebound to your benefit. Second, most stocks of good companies are down so you can buy them cheap, which means that you get great deals can sell them for a profit when the market turns higher.
The trick is in knowing which investments to place your money in. Fortunately, there are five good investments that are either guaranteed to return your investment plus earnings or proven to be stable even in a down economy.
Certificates of Deposit
With certificates of deposit, your principal investment is safe in the bank no matter the state of the economy. You will earn interest on your investment at a fixed rate for a fixed period of time. Take note, however, that you must invest in certificates of deposit only with banks and credits unions with Federal Deposit Insurance Corporation and National Credit Union Administration insurance, respectively.
Tobacco and Alcohol Stocks
No matter the state of the economy, tobacco and alcohol consumption in many markets is stable. In some markets, it can even increase especially in developing countries since manufacturers will turn their aggressive marketing tactics to countries where regulations are lax and where markets are still in their growth stages. As such, tobacco and alcohol stocks - sin stocks, as most insiders call them - are excellent investments even in a recession.
Pharmaceutical Stocks
There are many reasons why pharmaceutical stocks are relatively stable in a recession. For one thing, everybody will avail healthcare at some point and, hence will purchase medicines. For another thing, the discovery of newer, better medicines are a constant factor in an uncertain world, which you might even say is an imperative need in man's quest to attain immortality. Thus, you can be sure that pharmaceutical stocks will stay on top of things even in an economic downturn.
Electric Utility Stocks
Electricity is a staple of modern life, of which its absence will cripple industries and countries. As such, your investment in electricity-related companies will almost always yield good return on investments. However, you must stick to two investments in electricity. First, invest in established power companies with guarantees of return of investments as they expand their market bases. Second, invest in companies engaged in power generation with extensive infrastructure investments since they have competitive advantage few others have at present.
Real Estate
With the nationwide trend in home foreclosures, now is the time to invest in real estate especially as it is a buyer's market. You can indeed buy desirable properties for seriously low prices, you can then sell at higher prices when it becomes a seller's market.
Historically stocks still have the best return over the long term. But, [http://www.stock-trading-made-ez.com/Penny_Stocks.html]some short-term stocks have great returns. Learn more at [http://www.stock-trading-made-ez.com/]http://www.stock-trading-made-ez.com/.
Article Source: http://EzineArticles.com/?expert=Mike_Singh http://EzineArticles.com/?Where-Do-I-Invest-in-a-Recession?&id=3079150
By [http://ezinearticles.com/?expert=Mike_Singh]Mike Singh
It might seem counterintuitive to invest in a down economy but you are actually making a smart decision when you invest during the recession for many reasons. First, you are providing fresh capital to the economy, which will eventually rebound to your benefit. Second, most stocks of good companies are down so you can buy them cheap, which means that you get great deals can sell them for a profit when the market turns higher.
The trick is in knowing which investments to place your money in. Fortunately, there are five good investments that are either guaranteed to return your investment plus earnings or proven to be stable even in a down economy.
Certificates of Deposit
With certificates of deposit, your principal investment is safe in the bank no matter the state of the economy. You will earn interest on your investment at a fixed rate for a fixed period of time. Take note, however, that you must invest in certificates of deposit only with banks and credits unions with Federal Deposit Insurance Corporation and National Credit Union Administration insurance, respectively.
Tobacco and Alcohol Stocks
No matter the state of the economy, tobacco and alcohol consumption in many markets is stable. In some markets, it can even increase especially in developing countries since manufacturers will turn their aggressive marketing tactics to countries where regulations are lax and where markets are still in their growth stages. As such, tobacco and alcohol stocks - sin stocks, as most insiders call them - are excellent investments even in a recession.
Pharmaceutical Stocks
There are many reasons why pharmaceutical stocks are relatively stable in a recession. For one thing, everybody will avail healthcare at some point and, hence will purchase medicines. For another thing, the discovery of newer, better medicines are a constant factor in an uncertain world, which you might even say is an imperative need in man's quest to attain immortality. Thus, you can be sure that pharmaceutical stocks will stay on top of things even in an economic downturn.
Electric Utility Stocks
Electricity is a staple of modern life, of which its absence will cripple industries and countries. As such, your investment in electricity-related companies will almost always yield good return on investments. However, you must stick to two investments in electricity. First, invest in established power companies with guarantees of return of investments as they expand their market bases. Second, invest in companies engaged in power generation with extensive infrastructure investments since they have competitive advantage few others have at present.
Real Estate
With the nationwide trend in home foreclosures, now is the time to invest in real estate especially as it is a buyer's market. You can indeed buy desirable properties for seriously low prices, you can then sell at higher prices when it becomes a seller's market.
Historically stocks still have the best return over the long term. But, [http://www.stock-trading-made-ez.com/Penny_Stocks.html]some short-term stocks have great returns. Learn more at [http://www.stock-trading-made-ez.com/]http://www.stock-trading-made-ez.com/.
Article Source: http://EzineArticles.com/?expert=Mike_Singh http://EzineArticles.com/?Where-Do-I-Invest-in-a-Recession?&id=3079150
How to Find a Great Return on Investment
How to Find a Great Return on Investment
By [http://ezinearticles.com/?expert=Ryan_Mclean]Ryan Mclean
Ever since companies stopped paying for our retirements people have been looking for the best ways to invest their money and the best ways to get a great return on investment. Most people don't know how to get a good return on investment so they play the lotto in the hope that their numbers will come up. I want to show you what you need to do to find a great return on investment.
Most people are ignorant when it comes to finding a great return on investment. They are so scared of losing their money that they invest not to lose, but because they invest in order not to fail then they never win and they never become rich. People subscribe to the idea that in order to be secure you need to work hard, live frugally and save money and invest in diversified mutual funds. Financial planners recommend diversification as a great way to invest, but Warren Buffet, the richest investor in the world, says not to diversify but to focus. He say "diversification is protection against ignorance".
It is easy to find an investment that loses money. A friend of mine has recently bought a property as investment. He is currently losing $100 per week that he has to pay out of his pay packet. He is losing about 25% per year on his money and he calls it an investment. I can find properties that will earn me 10-30% return on investment. In order to be able to get a great return on investment you need education.
The best return on investment you will ever receive is the return on investment from your education. The best investment I ever made was when I got a membership card for my local library. It was absolutely free and I got training from some of the best financial teachers in the world. It changed my life and it changed my finances. I am becoming richer and richer because of that simple investment into a library card and into my education.
If you want to know how to find a great return on investment then you need to understand finances and you need to understand how to invest. There is no get rich quick formula that I can give you for finding a great return on investment. Because it depends on the investor. I have seen great investments lose money because of an inexperienced investor and I have seen bad investments make a lot of money when bought by a smart investor. So I can just recommend property, or stocks or a certain business because it depends on the investor.
The best way to find a great return on investment is to increase your financial intelligence. The most important word in finance is the word cashflow. This simple word has caused businesses to fail and caused great investment opportunities go bust. If you want to be rich then you need to focus on your cashflow. Anyone can find an investment that will lose money but it is a lot harder to find an investment that will make you money and generate you cashflow.
I am actually blessed because I work only part time, and so does my wife, so we have to think cashflow when we are investing. We don't have the excessive cashflow to purchase these 'investments' that lose money. I recommend that you focus your energy first in increasing your intelligence through financial education. Read books, search the net and do everything you can to learn all you can about finances. I went from having no clue to having a clear investment strategy to be financially free in 5 year in just 6 weeks. So anyone can do it.
Becoming financially free in just 5 years is possible for anyone. It doesn't matter what your current financial situation is, you can become rich and never have to work again in just 5 short years. You don't need a high paying job or a get rich quick scheme, you just need real training on creating real strategies for getting rich.
Go to http://www.richacademy.com and sign up now to start you free training on "How To Get Rich Without Making More Money". Don't waste any time, start training yourself to be rich today by signing up for your free teaching.
Article Source: http://EzineArticles.com/?expert=Ryan_Mclean http://EzineArticles.com/?How-to-Find-a-Great-Return-on-Investment&id=3064855
By [http://ezinearticles.com/?expert=Ryan_Mclean]Ryan Mclean
Ever since companies stopped paying for our retirements people have been looking for the best ways to invest their money and the best ways to get a great return on investment. Most people don't know how to get a good return on investment so they play the lotto in the hope that their numbers will come up. I want to show you what you need to do to find a great return on investment.
Most people are ignorant when it comes to finding a great return on investment. They are so scared of losing their money that they invest not to lose, but because they invest in order not to fail then they never win and they never become rich. People subscribe to the idea that in order to be secure you need to work hard, live frugally and save money and invest in diversified mutual funds. Financial planners recommend diversification as a great way to invest, but Warren Buffet, the richest investor in the world, says not to diversify but to focus. He say "diversification is protection against ignorance".
It is easy to find an investment that loses money. A friend of mine has recently bought a property as investment. He is currently losing $100 per week that he has to pay out of his pay packet. He is losing about 25% per year on his money and he calls it an investment. I can find properties that will earn me 10-30% return on investment. In order to be able to get a great return on investment you need education.
The best return on investment you will ever receive is the return on investment from your education. The best investment I ever made was when I got a membership card for my local library. It was absolutely free and I got training from some of the best financial teachers in the world. It changed my life and it changed my finances. I am becoming richer and richer because of that simple investment into a library card and into my education.
If you want to know how to find a great return on investment then you need to understand finances and you need to understand how to invest. There is no get rich quick formula that I can give you for finding a great return on investment. Because it depends on the investor. I have seen great investments lose money because of an inexperienced investor and I have seen bad investments make a lot of money when bought by a smart investor. So I can just recommend property, or stocks or a certain business because it depends on the investor.
The best way to find a great return on investment is to increase your financial intelligence. The most important word in finance is the word cashflow. This simple word has caused businesses to fail and caused great investment opportunities go bust. If you want to be rich then you need to focus on your cashflow. Anyone can find an investment that will lose money but it is a lot harder to find an investment that will make you money and generate you cashflow.
I am actually blessed because I work only part time, and so does my wife, so we have to think cashflow when we are investing. We don't have the excessive cashflow to purchase these 'investments' that lose money. I recommend that you focus your energy first in increasing your intelligence through financial education. Read books, search the net and do everything you can to learn all you can about finances. I went from having no clue to having a clear investment strategy to be financially free in 5 year in just 6 weeks. So anyone can do it.
Becoming financially free in just 5 years is possible for anyone. It doesn't matter what your current financial situation is, you can become rich and never have to work again in just 5 short years. You don't need a high paying job or a get rich quick scheme, you just need real training on creating real strategies for getting rich.
Go to http://www.richacademy.com and sign up now to start you free training on "How To Get Rich Without Making More Money". Don't waste any time, start training yourself to be rich today by signing up for your free teaching.
Article Source: http://EzineArticles.com/?expert=Ryan_Mclean http://EzineArticles.com/?How-to-Find-a-Great-Return-on-Investment&id=3064855
Charles Ponzi - The Godfather Of The Ponzi Scheme
Charles Ponzi - The Godfather Of The Ponzi Scheme
By [http://ezinearticles.com/?expert=Frederik_Deglande]Frederik Deglande
Ponzi schemes are hot and even it’s illegal they always will be hot.
if you go to some online forums on how to make money online you will see members posting threads promoting ponzi schemes and even the so called hyips are most of the time a ponzi scheme.
No matter what they have told you the creator of a ponzi scheme doesn’t care about your profits. Most people are running ponzi schemes to make some quick bucks from theirself.
I’m sure you have already seen high yield investment programmes where they promise you that they are a team of expert traders making five percent daily or even more. And the fact is that some people actually do believe, even the programme has no proven track record, that their money is traded as it should be. If you see some posting on a forum “earn money fast without doing any work” than you could say almost sure he/she must be promoting a ponzi scheme.
What exactly is a ponzi scheme
Ponzi schemes or pyramid schemes has nothing to do with investments, business or sales. Simply because they don’t trade your money or they don’t sell you anything. The fact is that a ponzi scheme uses the money of new investors to pay out old investors. Some ponzi schemes are surviving a few weeks and some of them even a few months. But this is for sure they all go die after some time. Why? Because mathematically it’s impossible to find new investors.
Or sometimes the legal authorities find out the ponzi scheme and close it.
Charles ponzi: The godfather of ponzi schemes
Charles Ponzi was not the first who created a ponzi schemes but actually he was one of the first people that created a fraud scheme on such a large base. In 1903 Charles Ponzi emigrated from Italy to the United states. He has worked on a post office and studied at the university of Rome, although studied is not a good word for Charles it was more a vacation.
Without almost any money he arrived at the United States and did some jobs there. Four years later he moved to Montreal where he worked in the Banco Zarossi. Zarossi the owner gave a six percent interest on bank accounts. But Ponzi discovered that Zarossi used the money from new client to pay out old client. The scheme failed and Zarossi escaped to Mexico. Ponzi stayed even in prison for fraud for some years but in 1911 he was released. After the war he started his scheme based on postal reply coupons and promised his clients a return of their money in a short time frame of 90 days. His own company called the Securities Exchange Company was a fact. He had a lot of agent that were working for him and in 1920 he had accumulated millions of dollars, a very large sum of money for this time. I think it is no surprise to you that Charles Ponzi lived very luxuriously.
But people were asking questions about his company after an unsuccessful lawsuit.
The Boston Post wrote some negative articles about his company. But however the newspaper offered Charles Ponzi five thousand dollars for his story and it became a headline. However a few days later federal agent closed down his company. On august 13 1920 he was arrested but however some people protested strongly, no wonder at all some of them had invested millions of dollars. He went to jail and stayed there to 1934 after he was released he was deported to Italy. Ponzi spend the last years of his live in poverty and in 1948 he died.
Frederik is an online marketer who blogs about affiliate marketing, adsense and adwords.
In his blog he gives out some good tips that you can pick up to improve your businesses.
Visit my [http://highyieldinvestor.blogspot.com] information blog today.
Article Source: http://EzineArticles.com/?expert=Frederik_Deglande http://EzineArticles.com/?Charles-Ponzi---The-Godfather-Of-The-Ponzi-Scheme&id=508859
By [http://ezinearticles.com/?expert=Frederik_Deglande]Frederik Deglande
Ponzi schemes are hot and even it’s illegal they always will be hot.
if you go to some online forums on how to make money online you will see members posting threads promoting ponzi schemes and even the so called hyips are most of the time a ponzi scheme.
No matter what they have told you the creator of a ponzi scheme doesn’t care about your profits. Most people are running ponzi schemes to make some quick bucks from theirself.
I’m sure you have already seen high yield investment programmes where they promise you that they are a team of expert traders making five percent daily or even more. And the fact is that some people actually do believe, even the programme has no proven track record, that their money is traded as it should be. If you see some posting on a forum “earn money fast without doing any work” than you could say almost sure he/she must be promoting a ponzi scheme.
What exactly is a ponzi scheme
Ponzi schemes or pyramid schemes has nothing to do with investments, business or sales. Simply because they don’t trade your money or they don’t sell you anything. The fact is that a ponzi scheme uses the money of new investors to pay out old investors. Some ponzi schemes are surviving a few weeks and some of them even a few months. But this is for sure they all go die after some time. Why? Because mathematically it’s impossible to find new investors.
Or sometimes the legal authorities find out the ponzi scheme and close it.
Charles ponzi: The godfather of ponzi schemes
Charles Ponzi was not the first who created a ponzi schemes but actually he was one of the first people that created a fraud scheme on such a large base. In 1903 Charles Ponzi emigrated from Italy to the United states. He has worked on a post office and studied at the university of Rome, although studied is not a good word for Charles it was more a vacation.
Without almost any money he arrived at the United States and did some jobs there. Four years later he moved to Montreal where he worked in the Banco Zarossi. Zarossi the owner gave a six percent interest on bank accounts. But Ponzi discovered that Zarossi used the money from new client to pay out old client. The scheme failed and Zarossi escaped to Mexico. Ponzi stayed even in prison for fraud for some years but in 1911 he was released. After the war he started his scheme based on postal reply coupons and promised his clients a return of their money in a short time frame of 90 days. His own company called the Securities Exchange Company was a fact. He had a lot of agent that were working for him and in 1920 he had accumulated millions of dollars, a very large sum of money for this time. I think it is no surprise to you that Charles Ponzi lived very luxuriously.
But people were asking questions about his company after an unsuccessful lawsuit.
The Boston Post wrote some negative articles about his company. But however the newspaper offered Charles Ponzi five thousand dollars for his story and it became a headline. However a few days later federal agent closed down his company. On august 13 1920 he was arrested but however some people protested strongly, no wonder at all some of them had invested millions of dollars. He went to jail and stayed there to 1934 after he was released he was deported to Italy. Ponzi spend the last years of his live in poverty and in 1948 he died.
Frederik is an online marketer who blogs about affiliate marketing, adsense and adwords.
In his blog he gives out some good tips that you can pick up to improve your businesses.
Visit my [http://highyieldinvestor.blogspot.com] information blog today.
Article Source: http://EzineArticles.com/?expert=Frederik_Deglande http://EzineArticles.com/?Charles-Ponzi---The-Godfather-Of-The-Ponzi-Scheme&id=508859
Thursday, October 15, 2009
Subscribe to:
Comments (Atom)